Summary: The Mortgage Loan Officer will assist Members with their mortgage lending needs by analyzing loan requests and making recommendations to provide Members with the real estate loan program best suited to their financial needs.

Minimum Requirements:

- One to three years lending experience

- Strong verbal and written communication skills

- Ability to obtain NMLS license upon employment

- Ability to demonstrate exceptional Member service

- Strong attention to detail

Duties and Responsibilities:

- Provide guidance and recommendations to Members on appropriate real estate loan program to suit Member needs; facilitate the mortgage lending process by taking applications, preparing and communicating necessary disclosures, ensuring appropriate documentation and signatures are gathered and timelines are maintained

- Perform in-depth credit analysis and make appropriate recommendations for the approval or denial of mortgage loans; communicate lending decisions with Members

- Monitor the life-cycle of a mortgage loan product; work with Processors, Underwriters, and Servicing Representatives to ensure the each mortgage loan is properly prepared, documented, processed, underwritten, approved/denied, and dispersed in a timely fashion

- Maintain a thorough knowledge of mortgage lending guidelines, current trends and market factors affecting mortgage lending, interest rates and how they are computed, and required documentation

- Appropriately cross-sell other Credit Union products and services

- Perform other duties as assigned

Apply at www.alabamaone.org/careers